balance
balance each day
in—
spent—
saved—
in savings—

credit cards

paychecks

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where it went

coming up add a bill →

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transactions

Add money in or out

Pay settings

What your projected paychecks are worked out from. Hours come from your shifts on the calendar (or your time card).

deductions

Taken as a % of gross pay. "Before tax" ones (retirement) lower the pay federal tax is worked out on. Federal income tax is estimated from your real paychecks below (or the IRS table until you have some).

when you're paid

The 1st–15th is paid on the second day, the 16th–end on the first day of the next month. A payday on a weekend moves to Friday or Monday.

your paychecks so far

Paste a pay stub

Open the paycheck on your payroll site, select it all (Ctrl+A), copy (Ctrl+C) and paste it here. irreg reads the dates, the pay lines and the deductions, saves the paycheck, and learns your rates from it so the next estimates are closer.

Your paycheck came in

Check it against your pay stub: change anything that's different, and the net pay follows. Or and irreg fills it in.

Start over

Lost track of everything? This puts a "start over" line in your log. From that day your balance counts again from the amount below, and what's in savings starts from nothing. Everything you logged before stays in the list, it just isn't counted any more.

Leave it at 0 to start from nothing, or type what your bank says you have now.

Monthly limits

How much you'd like to spend on each, every month. The bars on "where it went" turn yellow when you're close and red when you're over. Leave one empty for no limit.

Add a credit card

Spend on it (pick it under paid with) and the charge is owed on the card instead of coming out of your balance. To pay it off, add a spent in the category credit card and pick this card: that much comes out of your balance and frees up the card.

Import from your bank

On your bank's website or app, find your transactions and download them as a CSV file (it may be called "export" or "download"). Then drop it here. Nothing is added until you check the list and press import.

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